The best way to find better pricing on Cadillac Escalade insurance is to regularly compare prices from different companies that insure vehicles in Baltimore. Price quotes can be compared by following these steps.
First, get an understanding of how companies price auto insurance and the steps you can take to drop your rates. Many rating criteria that increase rates such as your driving record and a less-than-favorable credit history can be eliminated by making lifestyle changes or driving safer.
Second, quote rates from exclusive agents, independent agents, and direct providers. Direct and exclusive agents can provide rates from one company like Progressive or Allstate, while independent agencies can quote rates for a wide range of companies. Click to view companies
Third, compare the new rate quotes to your existing policy to determine if you can save on Escalade insurance. If you can save some money and make a switch, make sure there is no coverage gap between policies.
Fourth, give notification to your agent or company of your intention to cancel your current policy. Submit the completed application along with a down payment to the newly selected company. As soon as you receive it, put the new certificate verifying coverage in an easily accessible location in your vehicle.
A valuable tip to remember is to try to compare the same level of coverage on every quote request and and to compare as many different insurance providers as possible. Doing this helps ensure an apples-to-apples comparison and and a good selection of different prices.
It’s easy to assume that auto insurance companies don’t want policyholders to compare prices from other companies. Drivers who shop around at least once a year are likely to switch car insurance companies because there is a good probability of getting low-cost coverage. A recent car insurance study revealed that consumers who did price comparisons regularly saved about $860 a year as compared to drivers who never shopped for cheaper rates.
If finding budget-friendly Cadillac Escalade insurance is your ultimate target, understanding how to quote prices and compare car insurance can save time, money, and frustration.
Buying affordable car insurance in Baltimore is not that difficult. Practically every vehicle owner who buys car insurance will most likely be able to cut their insurance bill. Nevertheless, Maryland consumers do need to learn how insurance companies determine how much to charge and use this information to your advantage.
To get the cheapest Cadillac Escalade rate quotes, there a variety of ways of comparing rates from many different Maryland insurance companies. The simplest method to compare insurance prices is to jump online and get quotes.
Doing online quotes comparisons is so easy that it replaces the need to spend time driving to each insurance agency near you. Quoting Cadillac Escalade insurance online eliminates the need for an insurance agent unless your situation requires the peace of mind of an agent trained in personal lines coverage. Although you can find lower rates online and still use a local agent.
Just keep in mind that quoting more increases your odds of finding a better price. Some companies don’t provide rate quotes online, so you also need to get price estimates on coverage from those companies, too.
The providers in the list below can provide free rate quotes in Baltimore, MD. If you want to find cheap auto insurance in Maryland, we recommend you visit two to three different companies to get the most competitive price.
Rates and detailed analysis
The premium information displayed next highlights detailed analysis of insurance rates for Cadillac Escalade models. Learning as much as possible about how auto insurance policy rates are formulated can be valuable when making smart choices when buying a policy.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Escalade 2WD | $260 | $442 | $518 | $30 | $154 | $1,404 | $117 |
| Escalade Luxury Edition 2WD | $260 | $442 | $518 | $30 | $154 | $1,404 | $117 |
| Escalade 4WD | $260 | $442 | $518 | $30 | $154 | $1,404 | $117 |
| Escalade Premium Edition 4WD | $284 | $442 | $518 | $30 | $154 | $1,428 | $119 |
| Escalade Luxury Edition 4WD | $284 | $442 | $518 | $30 | $154 | $1,428 | $119 |
| Escalade Premium Edition 2WD | $284 | $442 | $518 | $30 | $154 | $1,428 | $119 |
| Escalade Hybrid 2WD | $284 | $558 | $468 | $28 | $140 | $1,478 | $123 |
| Escalade Hybrid 4WD | $284 | $558 | $468 | $28 | $140 | $1,478 | $123 |
| Escalade Platinum Edition 2WD | $284 | $500 | $518 | $30 | $154 | $1,486 | $124 |
| Escalade Platinum Edition 4WD | $284 | $500 | $518 | $30 | $154 | $1,486 | $124 |
| Escalade Hybrid Platinum 2WD | $310 | $616 | $468 | $28 | $140 | $1,562 | $130 |
| Escalade Hybrid Platinum 4WD | $310 | $616 | $468 | $28 | $140 | $1,562 | $130 |
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Table data represents married female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Maryland minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, safe-driver, and multi-policy. Rate information does not factor in specific location which can decrease or increase rates substantially.
Policy deductible comparison
One frequently asked question is what deductibles to buy. The rates shown below highlight the cost difference when you select higher and lower comp and collision deductibles. The first data set uses a $250 physical damage deductible and the second set of prices uses a $1,000 deductible.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Escalade 2WD | $434 | $718 | $508 | $30 | $152 | $1,867 | $156 |
| Escalade Luxury Edition 2WD | $434 | $718 | $508 | $30 | $152 | $1,867 | $156 |
| Escalade 4WD | $434 | $718 | $508 | $30 | $152 | $1,867 | $156 |
| Escalade Premium Edition 4WD | $476 | $718 | $508 | $30 | $152 | $1,909 | $159 |
| Escalade Luxury Edition 4WD | $476 | $718 | $508 | $30 | $152 | $1,909 | $159 |
| Escalade Premium Edition 2WD | $476 | $718 | $508 | $30 | $152 | $1,909 | $159 |
| Escalade Hybrid 2WD | $476 | $906 | $458 | $28 | $138 | $2,031 | $169 |
| Escalade Hybrid 4WD | $476 | $906 | $458 | $28 | $138 | $2,031 | $169 |
| Escalade Platinum Edition 2WD | $476 | $812 | $508 | $30 | $152 | $2,003 | $167 |
| Escalade Platinum Edition 4WD | $476 | $812 | $508 | $30 | $152 | $2,003 | $167 |
| Escalade Hybrid Platinum 2WD | $516 | $1000 | $458 | $28 | $138 | $2,165 | $180 |
| Escalade Hybrid Platinum 4WD | $516 | $1000 | $458 | $28 | $138 | $2,165 | $180 |
| Get Your Own Custom Quote Go | |||||||
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Escalade 2WD | $268 | $452 | $508 | $30 | $152 | $1,410 | $118 |
| Escalade Luxury Edition 2WD | $268 | $452 | $508 | $30 | $152 | $1,410 | $118 |
| Escalade 4WD | $268 | $452 | $508 | $30 | $152 | $1,410 | $118 |
| Escalade Premium Edition 4WD | $294 | $452 | $508 | $30 | $152 | $1,436 | $120 |
| Escalade Luxury Edition 4WD | $294 | $452 | $508 | $30 | $152 | $1,436 | $120 |
| Escalade Premium Edition 2WD | $294 | $452 | $508 | $30 | $152 | $1,436 | $120 |
| Escalade Hybrid 2WD | $294 | $570 | $458 | $28 | $138 | $1,488 | $124 |
| Escalade Hybrid 4WD | $294 | $570 | $458 | $28 | $138 | $1,488 | $124 |
| Escalade Platinum Edition 2WD | $294 | $510 | $508 | $30 | $152 | $1,494 | $125 |
| Escalade Platinum Edition 4WD | $294 | $510 | $508 | $30 | $152 | $1,494 | $125 |
| Escalade Hybrid Platinum 2WD | $318 | $630 | $458 | $28 | $138 | $1,572 | $131 |
| Escalade Hybrid Platinum 4WD | $318 | $630 | $458 | $28 | $138 | $1,572 | $131 |
| Get Your Own Custom Quote Go | |||||||
Above prices assume married male driver age 30, no speeding tickets, no at-fault accidents, and Maryland minimum liability limits. Discounts applied include multi-vehicle, safe-driver, homeowner, multi-policy, and claim-free. Premium costs do not factor in specific zip code location which can increase or decrease premium rates noticeably.
Based on the figures above, using a $250 deductible will cost you approximately $42 more each month or $504 every year than buying the higher $1,000 deductible. Since you would have to pay $750 more out of your own pocket with a $1,000 deductible as compared to a $250 deductible, if you have at a minimum 18 months between claim filings, you would save money if you choose the higher deductible.
Cadillac Escalade insurance costs by age and gender
The information below visualizes the comparison of Cadillac Escalade insurance costs for male and female drivers. The costs are based on no claims or driving violations, comprehensive and collision coverage, $250 deductibles, single marital status, and no discounts are taken into consideration.
Compare prices but work with a local Baltimore insurance agency
A small number of people would prefer to get advice from a local agent and that is OK! One of the best bonuses of comparing insurance online is that you can find the lowest rates but still work with a licensed agent.
Upon completion of this form (opens in new window), your insurance data is immediately sent to local insurance agents in Baltimore who want to provide quotes to get your business. You won’t even need to contact any agents because prices are sent directly to your email. You can find lower rates and an insurance agent to talk to. If you wish to compare rates from a specific insurance company, just jump over to their website and fill out the quote form the provide.
Selecting an provider should depend on more than just the quoted price. These questions are important to ask:
- How are claims handled?
- Does the agency have a positive business rating?
- Do they have any clout with companies to ensure a fair claim settlement?
- Are there any discounts for paying up front?
- What discounts might you be missing?
Upon getting satisfactory answers to these questions and affordable Cadillac Escalade insurance rates in Baltimore quotes, you may have found an insurer that is professional and can insure your vehicles. Just keep in mind you are able to cancel your coverage for any reason so don’t feel that you’re stuck with your new company for the entire policy term.