Finding the lowest cost Baltimore Mazda CX-5 insurance quotes online might seem intimidating for drivers who are beginners to quoting and comparing and buying car insurance on the internet. With so many options of companies in the marketplace, how can Baltimore drivers efficiently compare the different rates to find the best available price?
Unthinkable but true, most car insurance buyers kept their coverage with the same car insurance company for at least the last four years, and just under half have never compared rates to find affordable insurance. Consumers in Maryland could cut their rates by $800 a year just by shopping around, but most undervalue how much savings they would realize if they switched to a more affordable policy.
It’s smart to compare premium rates every six months because prices change regularly. If you had the best price on Mazda CX-5 insurance in Baltimore on your last policy there is a good chance you can find better rate quotes now. Block out anything you think you know about car insurance because we’re going to demonstrate the quickest way to properly buy coverages while reducing your premium.
There are several ways of comparing rates from many available insurance companies in Maryland. The fastest way to compare rates is simply to get online rate quotes.
Just keep in mind that getting more free quotes gives you a better chance of getting the best price. Some regional insurers cannot provide online Baltimore CX-5 insurance quotes, so you should also compare quotes from the smaller companies as well.
The companies in the list below are ready to provide free quotes in Maryland. If multiple companies are listed, we recommend you get rate quotes from several of them in order to find the lowest rates.
Shop online but buy locally
Some people would rather sit down and talk to an agent and doing so can bring peace of mind The biggest benefit of comparing insurance online is that you can obtain cheaper prices and still have a local agent.
To make it easy to find an agent, after completing this short form, your insurance coverage information is immediately sent to agents in your area who will gladly provide quotes for your insurance coverage. You don’t have to visit any agencies due to the fact that quote results will go directly to you. You’ll get the best rates without the usual hassles of price shopping. If you have a need to get a price quote from one company in particular, feel free to visit that company’s website and fill out the quote form the provide.
Choosing an insurance company is decision based upon more than just a low price. Any good agent in Baltimore should know the answers to these questions.
- What is the financial rating for the quoted company?
- How is replacement cost determined on your vehicle?
- Do the coverages you’re quoting properly cover your vehicle?
- How often do they review policy coverages?
- What discounts might you be missing?
- Are claims handled at the agent’s location?
Choose the right auto insurance agent
When looking for a reliable agent, you need to know there are two types of insurance agents that you can choose from. Agents in Baltimore may be either independent or exclusive depending on the company they work for.
Exclusive Insurance Agents
Exclusive insurance agents can only write with one company and examples are Farmers Insurance and State Farm. They usually cannot provide rate quotes from other companies so it’s a take it or leave it situation. Exclusive insurance agents are usually well trained on what they offer which helps them sell on service rather than price. Some insured continue to buy from exclusive agents mostly because of the brand instead of buying on price only.
Shown below is a short list of exclusive agents in Baltimore who can help you get price quotes.
- Allstate Insurance: Kent Schwab
401 Jefferson Ave – Towson, MD 21286 – (410) 433-4700 – View Map
- Allstate Insurance: Jim Craig
2829 O’Donnell St – Baltimore, MD 21224 – (410) 522-6100 – View Map
- Cyndi Kuhn – State Farm Insurance Agent
6100 Eastern Ave – Baltimore, MD 21224 – (410) 633-5000 – View Map
These type of agents often have many company appointments so they have the ability to put coverage through lots of different companies and find you cheaper rates. If they find a lower price, an independent agent can move your coverage and you won’t have to switch agencies.
When searching for an agent, we recommend you check rates from multiple independent agents for the best price selection. Most have the option of insuring with mutual insurance companies which could offer lower prices.
Shown below are independent agencies in Baltimore that can give you comparison quotes.
- Kirby Insurance Agency, Inc.
14 W Saratoga St #100 – Baltimore, MD 21201 – (410) 837-2320 – View Map
- Maryland Auto Insurance (the new MAIF)
1215 E Fort Ave #300 – Baltimore, MD 21230 – (800) 492-7120 – View Map
- Senate Select Insurance
5417 Reisterstown Rd – Baltimore, MD 21215 – (410) 358-0411 – View Map
After you get good feedback for all questions you ask as well as a affordable price, most likely you have located a car insurance agent that can service your policy. It’s important to know that consumers can cancel a policy for any reason so don’t feel that you are permanently stuck with a specific company for any length of time.
Car insurance companies ranked
Buying coverage from a highly-rated insurance provider can be a challenge considering how many companies there are to choose from in Maryland. The ranking data shown below could help you pick which auto insurers you want to consider when comparing rate quotes.
Top 10 Baltimore Car Insurance Companies Overall
- Mercury Insurance
- AAA Insurance
- State Farm
- The Hartford
- Safeco Insurance