Expensive insurance in Baltimore can draw down your budget and force you to prioritize other expenses.
A recent insurance study revealed that the vast majority of consumers kept their coverage with the same insurance company for at least four years, and nearly half have never taken the time to shop around. Baltimore drivers could save an average of almost 55% each year by just shopping around, but they don’t believe the actual amount they would save if they swap their current policy for a cheaper one.
Due to the abundance of companies to choose from that have cheaper insurance for a Suzuki Forenza in Baltimore, it’s nearly impossible to pick the cheapest insurance provider.
You should make it a habit to get comparison quotes yearly due to the fact that insurance prices are adjusted regularly by insurance companies. Even if you got the best quotes on Suzuki Forenza insurance in Baltimore at your last renewal you will most likely find a better rate today. Forget anything you know (or think you know) about insurance because we’re going to show you the easiest way to save on insurance.
Our objective in writing this article is to tell you the best way to buy inexpensive insurance and some money-saving tips. If you currently have insurance, you stand a good chance to be able to shop for the lowest rates using this information. Nevertheless, Maryland consumers must know the way insurance companies compete online and use it to your advantage.
When price shopping your coverage, comparing more rates from different companies increases the chance that you will find the best offered rates.
The following companies are our best choices to provide quotes in Baltimore, MD. If multiple companies are listed, we suggest you click on several of them in order to get a fair rate comparison.
Comparing prices from local Baltimore auto insurance agents
Many people still prefer to buy from a local agent and that can be a smart move One of the benefits of comparing insurance prices online is the fact that drivers can get lower rates and still buy from a local agent. Buying from and supporting neighborhood agents is important especially in Baltimore.
After completing this simple form, your insurance data is sent to insurance agents in Baltimore who can give free rate quotes and help you find cheaper coverage. It makes it easy because there is no need to leave your computer because quoted prices will be sent to you directly. You can find better rates and an insurance agent to talk to. If you have a need to get a rate quote from a specific insurance company, feel free to search and find their rate quote page to submit a rate quote request.
What type of Baltimore car insurance agent is right for you?
When narrowing the list to find a local Baltimore insurance agency, it helps to know the two types of agencies and how they are slightly different. Agents are categorized either exclusive or independent agents depending on their company appointments.
Independent Car Insurance Agencies or Brokers
Agents that elect to be independent are not restricted to one company so as a result can place your coverage with lots of companies and get you the best rates possible. If your premiums go up, your agent can just switch to a different company and that require little work on your part. If you are trying to find cheaper rates, we recommend you compare quotes from several independent agencies so that you have a good selection of quotes to compare.
Listed below is a small list of independent agents in Baltimore that may be able to give you free car insurance rate quotes.
Exclusive Car Insurance Agencies
Exclusive agencies can only place business with one company such as State Farm, AAA, and Liberty Mutual. Exclusive agencies are unable to compare other company’s rates so always compare other rates. Exclusive agents are trained well on the products they sell which helps overcome the inability to quote other rates.
Below are Baltimore exclusive insurance agencies that are able to give price quote information.
Picking the best auto insurance agent requires more thought than just the price. You should also get answers to these questions.
- If you raise deductibles, how much can you save?
- Can they help ensure a fair claim settlement?
- Which family members are covered?
- Is vehicle damage repaired with OEM or aftermarket parts?
- When do they do policy reviews?
- Will you get a loaner vehicle if you car is being repaired?
Once you have satisfactory answers to your questions and a good coverage price, you have narrowed it down to an insurance agency that is reliable enough to service your policy.
Ratings for Baltimore auto insurance companies
Buying coverage from a good quality car insurance provider can be challenging considering how many companies there are in Maryland. The company ratings in the lists below can help you choose which auto insurance companies you want to consider shopping your coverage with.
Top 10 Baltimore Car Insurance Companies Ranked by Value
- Mercury Insurance
- American Family
- AAA Insurance
- Safeco Insurance
- The Hartford
- The General
- 21st Century